Read my legal guides at Avvo.com
Get to Know
See our Blog on Estate Planning
Recent Posts
- Read my legal guides at
- Different Kinds of Estate Planning Tools
- Worried About Home Foreclosure?
- Do Your Homework Before Deciding to Keep the House
- Madonna's 12 (Not So) Simple Rules for Ex Husband Visiting Their Children
- What You Should Know About Alimony in Nevada - Part I
- What You Should Know About Alimony in Nevada - Part II
- Red Skelton on Marriage
- What You Should Know About Alimony in Nevada - Part III
- What You Should Know About Alimony in Nevada - Part IV
Links to helpful websites
Family Law Blogs
Do Your Homework Before Deciding to Keep the House
Deciding whether to keep the house as part of a property settlement in a divorce can be a very emotional issue. Many times, divorcing parents believe that they must maintain the home for their children. Parents put themselves in a precarious financial position, under the mistaken belief that the home represents stability for their children. However, psychological studies do not bear this out. There is no evidence that children do any better or worse depending upon whether they continue to live in the former marital residence. Rather, the key to success for the children is the stability of their parents.
The home often represents a large percentage of the overall marital estate. For example, the value of the house could equal or even exceed retirement savings. A dependent spouse, who keeps the house and gives up retirement savings, may be in a difficult situation as retirement approaches. Sometimes the house is just too expensive to maintain. In addition, the house may have appreciated during the marriage, subjecting it to tax upon sale.
Careful consideration must be given as to whether keeping the home makes good "dollars and cents" as well as emotional sense, following a divorce. In most cases, it is a better decision to have a smaller house, less maintenance expenses, and a retirement account, rather than a large marital home. Consider discussing this issue with your CPA or a Certified Divorce Financial Analyst before assuming that keeping the home is always a safe bet.
Madonna's 12 (Not So) Simple Rules for Ex Husband Visiting Their Children
Whatever you may think about the rules of visitation set forth by your Ex, they probably can't hold a candle to these. As reported by the Daily Mail, Madonna has outlined and publicized the following rules for when her children visit their father Guy Ritchie.
1. Under no circumstances should they be allowed to read newspapers, magazines, or watch TV or DVDs
2. They must adhere at all times to a macrobiotic, vegetarian, organic diet with no processed or refined food
3. All water they drink, even when it is to dilute organic juice, should be Kabbalah water
4. They should wear only the clothes Madonna has sent with them, if they need to be bought anything new, it should not contain any man-made materials
5. The boys’ hands should be regularly cleaned with disinfectant spray if they are in public places
6. They should not be bought toys that are spiritually or ethically unsound
7. The divorce should not be discussed with them
8. Madonna should have contact by phone with them when and how often she chooses, as often as three or four times a day at times she sets
9. Guy should not introduce the boys to any of his new friends, especially any new female friends
10. Madonna wants the boys to spend their time she’s given with Guy, and not large amounts of time with his parents, their grandparents
11. The boys should not be photographed when they are with Guy and it’s his responsibility to arrange security so it doesn’t happen
12. At bedtime, Guy should read Madonna’s English Rose books to David
The rules have not been court ordered, and it is unclear whether they were even agreed upon. It just illustrates that Ex spouses will continue to make very interesting demands related to visitation.
What You Should Know About Alimony in Nevada - Part I
Alimony is a court-ordered payment or allowance that one spouse pays to the other spouse for their maintenance and support. You may also hear alimony referred to as spousal support, maintenance, or pendente lite. Alimony is gender neutral. Meaning that either a husband or wife can qualify to receive alimony payments.
Alimony can be ordered at three different times:
1. While the parties are separated;
2. While the parties are involved in a divorce action; or,
3. After the parties are divorced.
What You Should Know About Alimony in Nevada - Part II
In determining whether an award of alimony is appropriate in any given case, the court in Nevada considers, among other factors, such things as:
· The financial situation or circumstances of each spouse;
· The nature and value of the respective property of each spouse;
· The contribution of each spouse to any property acquired during their marriage;
· The length of the marriage;
· The income, earning capacity, age and health of each spouse;
· The standard of living during the marriage;
· The career before the marriage of the spouse who would receive the alimony;
· The existence of specialized education or training or the level of marketable skills attained by each spouse during the marriage;
· The contribution of either spouse as homemaker;
· The award of property granted by the court in the divorce, other than child support and alimony, to the spouse who would receive the alimony; and
· The physical and mental condition of each party as it relates to the financial condition, health and ability to work of that spouse.
Red Skelton on Marriage
1. Two times a week we go to a nice restaurant, have a
Little beverage, good food and companionship
She goes on Tuesdays; I go on Fridays.
2. We also sleep in separate beds.
Hers is in California, mine is in Texas.
3. I take my wife everywhere....
But she keeps finding her way back.
4. I asked my wife where she wanted to go for our anniversary.
"Somewhere I haven't been in a long time!" she said.
So I suggested the kitchen.
5. We always hold hands. If I let go, she shops.
6. She has an electric blender, electric
Toaster and electric bread maker.
She said "There are too many gadgets, and no place
To sit down!" So I bought her an electric chair.
7. My wife told me the car wasn't running well
Because there was water in the carburetor.
I asked where the car was. She told me, "In the lake."
8. She got a mud pack, and looked great for two days.
Then the mud fell off.
9. She ran after the garbage truck, yelling, "Am I too late
For the garbage?" The driver said, "No, jump in!"
10. Remember: Marriage is the number one cause of divorce.
11. I married Miss Right. I just didn't know her
First name was Always.
12. I haven't spoken to my wife in 18 months
I don't like to interrupt her.
13. The last fight was my fault though.
My wife asked, "What's on the TV?"
I said, "Dust!"
But she keeps finding her way back.
4. I asked my wife where she wanted to go for our anniversary.
"Somewhere I haven't been in a long time!" she said.
So I suggested the kitchen.
5. We always hold hands. If I let go, she shops.
6. She has an electric blender, electric
Toaster and electric bread maker.
She said "There are too many gadgets, and no place
To sit down!" So I bought her an electric chair.
7. My wife told me the car wasn't running well
Because there was water in the carburetor.
I asked where the car was. She told me, "In the lake."
8. She got a mud pack, and looked great for two days.
Then the mud fell off.
9. She ran after the garbage truck, yelling, "Am I too late
For the garbage?" The driver said, "No, jump in!"
10. Remember: Marriage is the number one cause of divorce.
11. I married Miss Right. I just didn't know her
First name was Always.
12. I haven't spoken to my wife in 18 months
I don't like to interrupt her.
13. The last fight was my fault though.
My wife asked, "What's on the TV?"
I said, "Dust!"
Can't you just hear him say all of these?
I love it... these were the good old days
When humor didn't have to start with a four letter word.
It was just clean and simple fun.
And he always ended his programs with the words, "God Bless."
What You Should Know About Alimony in Nevada - Part III
Alimony in Nevada can take may different forms: 
Temporary Alimony (also called alimony pendente lite or provisional alimony) refers to payments made while the litigation is pending. Lump Sum (also called alimony in gross) refers to alimony in the form of a single and definite sum that is not subject to modification. Periodic Alimony (also called permanent alimony) refers to alimony payable in weekly, monthly or other regular installments. Periodic Alimony can be ordered either for an indefinite period of time, or until a specific date is reached or a number of payments are rendered. Such as an award of 36 monthly payments of a specificed amount. 
Rehabilitative Alimony (also called specified purpose alimony, short-term alimony, or transitional alimony) refers to payments made to assist a divorced party to acquire education or training in order to enter or re-enter the workforce. The intent is to help the person become self-supporting. Generally, to receive an award of rehabilitative alimony, the receiving party must show that the payor spouse obtained greater education or job skills during the marriage and that the receiving spouse provided financial support for the family while the other spouse was obtaining those job skills or that education. Rehabilitative alimony includes payments for such things as: 
• Testing of the recipient’s skills relating to a job, career or profession; • Evaluation of the recipient’s abilities and goals relating to a job, career or profession; • Guidance for the recipient in establishing a specific plan for training or education relating to a job, career or profession; • Subsidization of an employer’s costs incurred in training the recipient; • Assisting the recipient to search for a job; or • Payment of the costs of tuition, books and fees for: The equivalent of a high school diploma; College courses which are directly applicable to the recipient’s goals for his career; or Courses of training in skills desirable for employment.
What You Should Know About Alimony in Nevada - Part IV
For the last three posts, I've been talking about how alimony is defined in the state of Nevada, what kind of things the court considers when making awards, and what form those awards may take. In this last segment, I will talk about some precautions you should know about alimony payments: First, payment of any periodic or rehabilitative alimony award can be modified upon a showing of changed circumstances. In the state of Nevada, this is defined as a change of 20 percent or more in the gross monthly income of a spouse who is ordered to pay alimony. Second, except in unusually cases, alimony automatically ends upon the death of either party. Additionally, alimony payments also typically end if the receiving spouse gets remarried. Finally, unlike child support payments, alimony is taxable income to the receiving spouse, it is tax deductible to the payor. If you are the recipient of an alimony award, you need to immediately seek the advice of your accountant or financial adviser to make sure you are putting aside enough money to pay the taxes that will attach to your award.
Just Because The Divorce Is Over Doesn't Mean the Work is Done
As a lawyer, I sometimes hear from clients that say "my divorce is over, so why am I still getting charged?" The answer is simple -- while the divorce is over, there are still many tasks to complete.
Emotionally, there is often a sense of finality to the dissolution of a marriage when the Judge announces that the divorce is granted. Unfortunately, practically, there are many more steps to complete. More often than not, there are outstanding orders to process, the final Decree must be entered into the record, evidence in the case may need to be sealed or returned, and there are a whole litany of documents that must be entered to reflect the change in ownership of various property incident to the divorce.
Typically, your attorney will be involved in preparing and recording quitclaim deeds or other documents necessary to transfer ownership of real property, they may also choose to record promissory notes, deeds of trust or other documents to secure monies owned, but not yet paid. If retirement accounts are involved, your attorney may recommend the preparation and entry of a special order known as a Qualified Domestic Relations Order ("QDRO") to secure your interest in retirement assets.
In addition to the tasks your attorney completes, you need to be involved in a number of matters 
including but not limited to:
-
Notifying creditors to close accounts and/or to remove the other spouse's name
-
Transferring title on automobiles, boats, trailers, motorcycles, etc.
-
Changing names on bank accounts and other financial instruments
-
Changing beneficiary designations on life insurance policies and financial accounts
-
Removing your spouse's name from, and/or obtaining new home owner's and automobile insurance
Keep in mind that when these issues are not resolved contemporaneously, with the conclusion of the divorce process, they tend to get overlooked and sometimes forgotten. Sadly, it can be be much more difficult (and expensive) to resolve after everyone has forgotten what was intended at the settlement, or after someone has moved away, a file has been destroyed or an attorney has retired.
Common Financial Mistakes Following Divorce #1
#1 NOT HAVING ENOUGH MONEY ON HAND FOR EMERGENCIES 
No one expects to lose a job or become ill. But it can happen, and the financial repercussions can be lasting. During a marriage or partnership, the financial hardship caused by an unexpected event is sometimes less disabling, because of the help of a shared burden with your partner. If both partners are contributing to the household finances, and one of you loses a job or source of income, the impact is significant, but not lifestyle threatening. However, after your divorce, if you are now the sole income earner for your family, the effect of a loss of employment, a long illness, or unexpected financial loss can be much more grave.
A prudent strategy is to keep enough money in a separate "emergency" account, to cover your living expenses for up to six months. You have probably heard this "six month" rule before, but it is even more critical following a divorce. While this goal may seem out of your reach immediately following your divorce, remember you do not have to do it all at one time. Even a few dollars a week, saved toward this goal is progress, and each dollar in your "emergency" account, is greater safety for you and your family. Only after your emergency plan is in place, are you truly ready to face your future, and embrace the new life ahead of you.
At What Age Can a Child Choose the Parent He Wants to Live With?
As an attorney, I am frequently asked by parents the age at which their child can elect where he or she wants to live. There is a commonly held misconception that upon turning 12 years of age, a child gets to "choose". However, this is not accurate. Nevada law provides that a judge may consider the wishes of a child only if the child is deemed to be of "sufficient age and maturity" to form an independent decision that is not influenced by either parent.
The Court has a great deal of discretion in making this determination. First, whether a child is of "sufficient age and maturity" is very subjective and the criteria for evaluating a child's maturity level will vary from judge to judge. Next, the child's wishes are only one of several factors the court must take into consideration. Other factors will include the historical roles of the parent, each parents current availability to the child, the particular needs of the child, and the current circumstances of each party. Additionally, the Court must always take into consideration the overall facts of the case. The standards the Court uses to evaluate facts are different, depending upon whether this is the first determination being made by the court, (such as an initial custody determination at the time of a divorce), or whether this is a subsequent decision made months or even years later.
Finally, I would suggest to parents that you do not want your child to have this decision making authority. First, this puts an inordinate amount of pressure on your child. Whether your child is 7 or 17, they still look to you, as a parent, to protect them. Why then would you want your child to assume the emotional burden of choosing between his or her parents? Moreover, as a practical matter -- do you really want to be in a "bidding" war with your former spouse over your child? Leaving the decision to the child, divests you of authority as a parent. If it is up to the child to choose, then each time you discipline your child, or set a boundary, you would be at risk of having your son or daughter "choose" to live elsewhere. This sets up an impossible situation for a parent, and is not in the child's best interest.
Common Financial Mistakes Following Divorce #2
Failing to change the beneficiary designations after a divorce or separation can have devastating 
consequences. Did you know that the beneficiary designation you list on certain assets, such as your insurance policies or your pension plan, will take precedence over your will or trust? Even if your Divorce Decree indicates that you have the right to change the designation, or even if your former spouse waives an interest in your policy, that might not be enough, if you do not also change the beneficiary designation.
Consider the case of Redd v. Brooke, 96 Nev 9, 604 P.2d 360 (1980). In this case, a husband and wife divorced, and their decree provided that each would assume ownership of any life insurance policies held on their own life. The husband subsequently died, without changing the beneficiary designation of his policy. The Court found that absent unequivocal language in the Decree to remove the ex-wife as a beneficiary under the policy, the ex-wife was still entitled to all of the proceeds from the policy, as the husband had the ability to change the designation, but had failed to do so. Therefore, the presumption was that he still intended his ex-wife to benefit from the policy.
One of the biggest mistakes people make is forgetting to update their beneficiary designations when they get married, divorced, have children or grandchildren, or when one of their designated beneficiaries passes away. Any time you have major life changes, make sure you update your beneficiary designations as well. You can update your beneficiary designations at any time by contacting the company who administers your policy or plan. Generally, the company will require you to submit your request in writing, and they may require that you use their special form. There should not be any cost to you to make this change. Additionally, consider an annual check up with your financial planner or estate planning attorney, so that they can ensure your plan still meets your needs.
Consider Carefully Before Accepting Guardianship of a Child
This article come to us from the Financial Transitions March 2008 Newsletter published by Wachovia Securities,
When asked to serve as the guardian of someone's minor children in the event of his/her death, it is usually meant as a compliment. However, don't accept this role without giving it serious thought. Consider the following:
Are your lifestyles compatible?
Go over all details involved in raising the children. Will the children have to relocate far from their current home? It is difficult to lose parents, but it becomes even more traumatic when the children must relocate away from friends and school. What are the parent's preference regarding education, religion, lifestyle, and other factors? How well does your family get along with their children? Consider the impact on your children, including the fact that you will probably have less time available for them.
How much financial support will be available?
This involves more than making sure money is available for college and other expenses directly attributable to the children, such as clothing, medical expenses, and entertainment. Additional children in your house will increase many of your bills, including food, utilities, transportation costs, etc. Your house may now be too small, requiring an addition or moving to a larger home.
Are you comfortable taking on responsibility for the children's finances?
Just because you agree to take physical custody of the child does not mean you have to handle their finances. You may feel more comfortable with another person involved to review how the money is spent.
Has a contingent guardian been named?
Find out if a contingent guardian has been named, in case you cannot serve. However, do not use this as an excuse to say yes when you really want to decline. It is better to indicate that you do not want to take on this responsibility now, so another guardian can be chosen. Also, if your situation changes in the future, inform the parents immediately.
